How to Spot an Insurance Scam
The insurance scam is, at its heart, straightforward robbery. The great thing about it (for the scammer, not you) is that they don't just steal from you once and run away. They get to keep stealing from you every month in the form of monthly payments, and if they're lucky -- and there's a good chance they will be -- you'll never even know.
Let's face it: most people don't need to use insurance very often. If it's something like medical insurance, then yes, you'll need it for common things like doctor visits and medication. But car insurance, home insurance, life insurance? These are the big ticket items that we hope we'll never need.